The ECO4 Scheme

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Last Updated on 26th June 2024

Do You Qualify For The ECO4 Scheme?

The ECO4 scheme, backed by the government, offers a lifeline to vulnerable households striving to improve their energy standards. This initiative not only aids in reducing fuel poverty but also aligns with the UK's ambitious carbon reduction targets.

If you're a homeowner or tenant yet to explore the benefits of the ECO4 grant, now's the time to consider how this scheme can transform your living space and contribute to a greener future. From upgrading heating systems to enhancing insulation, the ECO4 scheme is designed to make a significant, lasting impact on both your comfort and the environment.

Understanding the details and eligibility requirements can help you make informed decisions about the improvements that are available for your home. Let's delve into how this initiative can help you live more sustainably while potentially lowering your energy bills.

If you're unsure of your eligibility, a friendly member of our team would be happy to help.


What Is the ECO4 Scheme?

The ECO4 Scheme, or the Energy Company Obligation, is a government initiative aimed at enhancing energy efficiency in lower income homes across the UK. Its primary focus is to reduce energy bills and improve the living conditions of its beneficiaries. Ultimately, ECO4 offers either free or discounted improvements to the home such as insulation, boiler replacements and solar panels [this is not a complete list].

Here are key points about the scheme:

✔️ The scheme focuses on providing energy efficiency upgrades to low-income households and those living in poorly insulated homes with Energy Performance Certificate (EPC) ratings of D or lower.

✔️ The program is part of the UK government's commitment to making all housing stock more energy efficient by 2035 and achieving Net Zero emissions.

✔️ The scheme is funded by energy suppliers and implemented by approved installers. Check your eligibility with Glow Green.


Are You Eligible For The ECO4 Scheme?

The ECO4 scheme offers a pathway for enhancing your home's energy efficiency while also helping to reduce your energy bills. Understanding the specific criteria in order to qaulify will help ensure you don't miss out and can take full advantage of the benefits:

✔️ For your property to qualify for the ECO4 upgrades, it must have an Energy Performance Certificate (EPC) rating of D or below. Specifically, homes with an EPC rating of F or G are prioritised and may receive measures to lift their rating to at least a D. Properties already rated D may be boosted to a C, aligning with the government's objective to enhance the least efficient homes first.

✔️ Your benefit status also determines your access to the ECO4 scheme. If you're a homeowner or private tenant receiving income-related benefits, you're likely eligible.

If you're unsure if you qualify and would prefer to speak with someone, reach out to us today!


What Benefits Make You Eligible?

✔️ Child Benefit, subject to meeting certain income thresholds*

✔️ Pension Guarantee Credit, which provides extra money to pensioners on low incomes

✔️ Income-related Employment and Support Allowance (ESA)

✔️ Income-based Jobseekers Allowance (JSA)

✔️ Income Support (IS), aiding those who don't qualify for Jobseeker's Allowance

✔️ Tax Credits, both Child Tax Credit and Working Tax Credit

✔️ Universal Credit (UC), tailored for those who are on a low income or out of work

✔️ Housing Benefit, helping to cover rent for those on a low income

✔️ Working Tax Credit (WTC)

✔️ Pension Credit Savings Credit, available to those who have saved some money towards their retirement

*Below are the ECO4 Child Benefit Income Caps (before tax and National Insurance)

Number of ChildrenSingle Claimant Income Cap (£)Couple Combined Income Cap (£)
119,90027,500
224,80032,300
329,60037,200
434,50042,000

The Benefits Which No Longer Apply

Benefits which where previosuly eligle under ECO3 but no longer apply for ECO4 include, but are not limited to:

❌ Carer's Allowance

❌ Personal Independence Payment (PIP)

❌ Attendance Allowance

❌ Armed Forces Independence Payment

❌ Industrial Injuries Disablement Benefit


Upgrades Covered Under ECO4

ECO4 provides a range of improvements aimed at enhancing the energy efficiency of homes and supporting UK households in achieving lower energy costs and a reduced carbon footprint. The exact upgrades depend on your property's assessment but will aim at maximising energy efficiency:

☀️ Insulation - cavity wall, solid wall, room-in-roof insulation

☀️ Advanced Heating Systems - solar panels, biomass boilers, heatpumps

☀️ Boiler Upgrades & Repairs

☀️ Smart Heating Controls


Application Process For ECO4

Glow Green is now offering ECO4 funding opportunities. You can read below on the the application process to understand what documents and information you need to gather:

  1. Confirm Your Eligibility: Before applying, confirm that your household meets the scheme's criteria. You can then start the application process.
  2. Confirm EPC of D Or Lower: We'll need you to provide an up-to-date certificate to confirm your EPC rating.
  3. Check Benefits: Check that are you are receiving one of the approved benefits mentioned above. This will be verified.
  4. Data Check: You will need to provide a copy of your ID, proof of benefits and address.
  5. Book Retrofit Assessment: We'll organise a retrofit assessment of your property which will provide you with valuable insights into your property's energy performance and a tailored design for improvements that align with the ECO4 scheme.
  6. Agree With Design And Book Work: Once you've agreed with the proposed design, we will confirm a date with you so the work can commence.
  7. Post-Installation Inspection: Oncce the work is completed, an independent inspection is conducted to verify the installation meets the required standards and is compliant with the ECO4 scheme.

What if I Don’t Qualify for the Scheme?
If you don’t meet the ECO4 eligibility criteria, local councils often offer alternative grants or support through initiatives like LA Flex for energy-saving improvements.

Are There Costs Involved?
The ECO4 Scheme typically covers the full cost of installing standard energy-saving measures. However, if additional, more complex work is needed, you may need to contribute towards the costs.

How Long Does the Process Take?
From application to installation, the process can take several weeks to a few months, depending on the assessor’s availability and the complexity of the improvements.

Can I Choose My Own Installer?
You can choose an installer as long as they are ECO4 accredited.

Benefits Of The ECO4 Scheme

The ECO4 Scheme offers extensive benefits, primarily focusing on enhancing your home's energy efficiency and sustainability. As a homeowner or tenant, understanding these advantages can help you make informed decisions about participating in the scheme:

Environmental and Financial Incentives

  • Reduction in Carbon Emissions: Improved home energy efficiency reduces carbon emissions, helping tackle climate change.
  • Energy Bill Savings: Upgraded insulation and efficient heating systems lower energy consumption, reducing monthly energy bills.
  • Increased Property Value: Enhancing energy efficiency can increase the market value of your property.
  • Economic Benefits: Savings on energy bills provide extra funds for other household needs or savings.

Energy Efficiency and Carbon Footprint Reduction

  • Boosted Energy Efficiency: Installing advanced insulation and efficient heating systems decreases energy needed to heat homes.
  • Lowered Energy Consumption: Reducing energy demand helps cut down overall energy consumption.
  • Significant Carbon Footprint Reduction: Vital in the UK's effort to meet climate targets, aiming for a substantial cut in greenhouse gases by 2030.

Impact on Households and Energy Consumption

  • Reduction in Energy Bills: Potential savings of hundreds of pounds annually, particularly benefiting vulnerable groups.
  • Enhanced Indoor Comfort: Consistent temperature and energy-efficient homes improve residents' health and quality of life.
  • Reduced Heating Appliance Usage: Further decreases overall energy consumption, contributing to a more sustainable environment.

Frequently Asked Questions


What is the ECO4 scheme?
The ECO4 scheme is a UK government initiative aimed at improving energy efficiency in homes and reducing carbon emissions.

Can you get solar panels on ECO4?
Yes, under the ECO4 scheme, eligible homes can acquire solar panels fully funded. This effort is part of a broader strategy to enhance household energy efficiency and decrease carbon emissions.

Does ECO4 include windows?
Yes, the ECO4 grant provides solutions like double-glazed windows, alongside insulation and new boilers, for eligible UK households. There are also other grants and funding options available if you do not qualify for ECO4.

Who qualifies for ECO4 funding?
Households with low energy efficiency, rated at band D or below on their Energy Performance Certificate (EPC), qualify for ECO4 funding. This helps those most in need to improve their energy usage and reduce costs.

How does the ECO4 scheme work?
The ECO4 scheme is a government initiative aiming to decrease carbon emissions and enhance energy efficiency across the UK. It offers energy-saving upgrades like insulation and better heating systems to low-income households.

How do I access my ECO4 funding?
To access ECO4 funding, complete the online eligibility form or contact the helpline directly at 0300 302 0221 to ascertain eligibility and initiate your application.